Latency · 0.4ms · Live

Money at the
speed of a text.

zipio turns any conversation into a payment rail. Drop a dollar amount in a message — it sends, settles, and confirms before the next bubble lands.

Julian Davenport

@davenport.flow

Status

Verified Node

Dinner was incredible. Sending my share! 🍷

$124.00

Sent via Text

#TX-9021-X

Received instantly. You're the best!

Type amount or message…

No pending states. No three-day holds. When you hit send, the value is cryptographically locked and released in milliseconds.

Your phone is your vault. We use the secure enclave so only your biometric signature can authorize a movement.

Send USD, EUR, or GBP as easily as an emoji. Our protocol handles the FX in the background at mid-market rates.

Global · Liquidity · Mesh

Money at thespeed of a text.